James Lessa
James Lessa
Team Lead & Sr. Mortgage Broker License ID: NMLS 629922

Meet James Lessa – Your Lending Expert!

 

Whether you're buying, selling, refinancing, or building your dream home, choosing the right loan specialist matters. With ever-changing market conditions and mortgage programs, you need a trusted professional who can deliver fast, accurate financial guidance. James Lessa is a top producer and industry leader with 20 years of experience. He brings the knowledge, insight, and commitment needed to help you navigate today’s financing landscape. With access to 100+ wholesale lenders, James shops the market to secure the best rate—saving you time, stress, and ensuring you make the smartest financial decision for you and your family. Originally from Boston, MA, James has called the Valley home for nearly 20 years. He’s a veteran, former college athlete, and proud ASU alum—all of which contribute to his relentless drive and commitment to serving others.

 

  Online Mortgage Application     Reviews    Mortgage Calculator   Loan Programs   

+1(480) 848-9716 james.lessa@barrettfinancial.com

2701 E Insight Way, Suite 150, Chandler, AZ, 85286

https://jameslessagroup.com/lendingexpert

WHOLESALE RATES

Enjoy lower rates from our network of over 100+ wholesale lenders - Plus, pay NO Lender Fees on all qualifying mortgage transactions!*

 

(*excludes discount points for interest rate buy-down, prepaids, third party, title & escrow fees)

APPLY FOR A PURCHASE

FASTER & EASIER

As an independent broker, our wholesale lenders compete for our business, with minimum guideline overlays and quick closings – often in 15 days or less! 

APPLY FOR A REFINANCE

MEET OR BEAT GUARANTEE

We'll meet or beat any competitor's loan offer with receipt of a verified loan estimate.

GET A FREE QUOTE

YOUR HOME BUYING JOURNEY STARTS HERE

GET PRE APPROVED

Before beginning your home search, your first step should be to get pre-approved. This will let you know the amount of financing you can obtain and what your monthly payment would be. This is also the time you should have your initial buyer consultation and sign a buyer broker agreement with your agent.

Find Dream Home

Once you've set a price range that works within your budget, search for homes and work with your agent to find your dream home that best matches your needs. Once you find your desired home, you will submit a purchase and sale offer and if accepted you will begin the close of escrow process. 

Close
Often referred to as being "under contract." This process usually takes about 30 days from the initial accepted contract date. Once you have cleared your 10 day inspection period and all loan conditions, you're then able to schedule your closing! This is when you will receive your keys and take ownership of your new home!

MORTGAGE CALCULATOR

Use our home loan calculator to estimate your total mortgage payment, including taxes and insurance. Simply enter the price of the home, your down payment, and details about the home loan, to calculate your mortgage payment, schedule, and more.
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Your mortgage payments over 30 years will add up to $0.
Daily Average Mortgage Interest Rates
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DISCOVER WHY AGENTS, BUYERS & HOMEOWNERS CHOOSE US

James Lessa
James Lessa

Team Lead & Sr. Mortgage Broker | License ID: NMLS 629922

+1(480) 848-9716

jameslessagroup.com/lendingexpert

2701 E Insight Way, Suite 150, Chandler, AZ, 85286

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