Mortgage Lending Redefined

Getting a home loan shouldn’t be complicated. At the James Lessa Group, we make the mortgage process more personal and less stressful. With access to over 100 wholesale lenders, we shop the market to find you the most competitive rate—saving you time, money, and hassle. Whether you're buying, selling, refinancing or building your dream home, we have a tailored solution to fit your specific needs.

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WHOLESALE RATES

Enjoy lower rates from our network of over 100+ wholesale lenders - Plus, pay NO Lender Fees on all qualifying mortgage transactions!*

 

(*excludes discount points for interest rate buy-down, prepaids, third party, title & escrow fees)

APPLY FOR A PURCHASE

FASTER & EASIER

As an independent broker, our wholesale lenders compete for our business, with minimum guideline overlays and quick closings – often in 15 days or less! 

APPLY FOR A REFINANCE

MEET OR BEAT GUARANTEE

We'll meet or beat any competitor's loan offer with receipt of a verified loan estimate.

GET A FREE QUOTE

Your Home Buying Journey Starts Here

Before beginning your home search, your first step should be to get pre-approved. This will let you know the amount of financing you can obtain and what your monthly payment would be. This is also the time you should have your initial buyer consultation and sign a buyer broker agreement with your agent.

Find Dream Home

Once you've set a price range that works within your budget, search homes on our interactive site and work with your agent to find your dream home that best matches your needs. Once you find your desired home, you will submit a purchase and sale offer and if accepted you will begin the close of escrow process. 

Close
Often referred to as being "under contract." This process usually takes about 30 days from the initial accepted contract date. Once you have cleared your 10 day inspection period and all loan conditions, you're then able to schedule your closing! This is when you will receive your keys and take ownership of your new home!

Work With The Right Team

Our specialty is getting deals done that others simply can't. Guiding, coaching, and preparing you throughout the mortgage process to ensure you're following the right playbook. Whether you are buying your first home, your dream home, or refinancing our team will make it happen.

 

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Meet James Lessa

Team Lead & Senior Mortgage Broker

With 20 years of experience in both real estate and mortgage lending, James Lessa brings a wealth of industry knowledge to every transaction. As a Team Lead and Senior Mortgage Broker at Barrett Financial Group, James has helped hundreds of clients confidently navigate the home buying, refinancing, and investment process with a clear, personalized approach. His deep understanding of the market, combined with a commitment to transparency and education, ensures clients receive the right solutions—not just fast ones.

 

At the James Lessa Group, we believe mortgage lending should be simple, strategic, and client-first. Homeownership Simplified. Mortgage Lending Redefined. That’s our promise—and our daily practice.

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